The Ultimate Guide to Fintech
A curated American edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
American Fintech News
Regional stories with direct local relevance
Lumin Digital launches M&A readiness framework for banks
Financial institutions face lower merger disruption as Lumin Digital adds a structured migration service for acquisitions and post-launch support.
MessagePay signs 400th lender as it adds new tools
Adoption is widening among smaller lenders as MessagePay's new texting and analytics tools aim to cut missed payments and collections costs.
Raiz cuts account opening times with Alkami platform
Members now open and fund accounts far faster as Raiz slashed online onboarding from up to nine days to about four minutes.
SoFi & Payward link banking with Kraken settlement
Institutional crypto clients could soon settle US dollars around the clock as SoFi ties its banking network to Kraken and lists SoFiUSD on the exchange.
Tri City National Bank goes live with Alkami platform
Smaller lenders are turning to unified digital tools as Tri City brings account opening, banking and marketing onto one platform.
Oxford study probes trust barriers to finance in Colombia
Low-income Colombians may still shun digital payments because fees, risks and confusing terms undermine confidence in the systems they use.
Analyst Insights
Research and market analysis connected to Fintech
KAST launches Business stablecoin account for firms
SAS named Forrester leader in financial crime tools
Datavault AI agrees USD $94.5m CyberCatch takeover
Findustry AI adds chargeback automation to Maverick
Application modernisation services market set to soar
Featured News
Expert Columns
The KYC blind spot hiding in your email validation stack
The importance of data enrichment in financial services
Why Customer Due Diligence (CDD) Starts With Clean Data
4 practical tips for maintaining data quality
How poor watchlist data undermines sanctions screening accuracy
The invisible trust layer: Why payments are becoming a systems problem
Availability should follow the transaction, not the infrastructure
From routing to revenue: Why payment orchestration has become a boardroom issue
Southeast Asia's payment rails leave US merchants behind
Global payments got faster. The last mile didn't
Interviews
Interviews and video coverage from the network
Visa strengthens AI defences amid new era of cyber threats
Sage Intacct builds explainable AI into accounting
Exclusive: Google Cloud reshaping finance with agentic AI
Strong growth for Irish tech imports across Australia and New Zealand
Confluent says data streaming will enable faster, better decisions
Recent Fintech News
April adds tax planning insights for wealth advisers
Wealth advisers can now use client-authorised IRS records to spot planning opportunities around stock, conversions and estimated payments more easily.
Breedr raises USD $27 million in Series B led by Partech
The cattle technology company plans to expand across markets as tight US herd supplies and demand for beef boost its digital trading platform.
Eltropy summit debates AI at Monterey leadership event
More than 90 credit union and community bank leaders weighed AI's efficiency gains against fraud and service risks at Eltropy's summit.
Aerospike names Don Dama as Chief Executive Officer
Its push into operational AI comes as about half of last year's revenue already came from machine learning and real-time data workloads.
LoanPro expands Salt Flats summit to 500 executives
The bigger invite-only gathering signals LoanPro's push to become a key meeting place for lenders as it adds sessions on AI, fraud and regulation.
dLocal launches dMoRe to ease emerging market sales
The new service could cut launch times for overseas merchants from a year to eight weeks by handling taxes, compliance and local payments.
Multiplier raises USD $6 million seed led by Lux Capital
Asset managers are turning to bespoke AI as Multiplier says its software can protect proprietary research and speed up workflows.
Alkami tops credit unions in FI Navigator rankings
For smaller lenders, the rankings offer evidence that digital banking spend can translate into faster customer and deposit growth against larger rivals.
BankChain Alliance plans US banks' blockchain network
The industry-owned platform could let smaller lenders offer tokenised deposits and stablecoins without ceding control of payments infrastructure.
EDGE Markets partners ProphetX on real-time funding
Eligible ProphetX users can now fund accounts around the clock, as real-time transfers and higher limits aim to ease trading outside bank hours.
FGV Capital closes USD $35 million fund & rebrands
An oversubscribed second fund lifts assets under management past USD $60 million as the firm targets early-stage fintech and AI deals.
Gemini & Apex to distribute crypto event contracts
Brokerages on Apex's network could soon offer regulated crypto prediction trading, pending approvals, without building their own exchange links.
Nordis launches ExpressoPay One-Click for payments
It could reduce friction for bill payments and refunds by letting consumers act from the same message instead of logging into a portal.
World Liberty Financial launches USD1 on Canton Network
Institutional traders on Canton can now settle tokenised asset trades in a dollar-backed stablecoin as World Liberty Financial moves USD1 into its network.
Boosted.ai launches Alfa Prime for institutional partners
Limited access and bespoke setups mean Alfa Prime will be tailored to a handful of funds, rather than rolled out broadly.
Global Payments launches Genius World in Las Vegas
Merchants may gain a clearer view of how Global Payments links hardware, software and payments as it takes Genius on a 40-stop US tour.
Blend says Autopilot cuts mortgage loan times by four days
Borrowers could see faster approvals as live-use data showed loan-cycle times falling by up to four days and fulfilment costs dropping.
Baton Rouge Telco calculators drive USD $4m in loans
The tools have already started 150 loan applications and delivered a 17.7% conversion rate, giving the credit union new visibility into lending demand.
Walmart adds tap-to-pay at select US stores & clubs
Shoppers will soon be able to tap phones and cards at Walmart tills, as the retailer rolls out contactless checkout across US stores by 2026.
PublicSquare taps LendSuite for PSQ Payments access
Nearly 150 lenders will soon be able to add PSQ Payments inside their existing loan systems, widening PublicSquare's reach beyond direct sales.
Job Moves
Aerospike names Don Dama as Chief Executive Officer
Coinme appoints Chief Compliance Officer for global push
Zingtree appoints Venkat Iyer as Chief Technology Officer
USBC appoints ex-Apple Pay executive to lead partnerships
Lorum appoints Hartwig Gerhartinger as legal chief
Lorum appoints Hartwig Gerhartinger as legal chief
Constant AI promotes Lisa Cote to Chief Financial Officer
Accordion appoints two to lead finance advisory practices
Alchelyst names three senior leaders after Lyra merger
